Next year’s State Pension increase confirmed

The Basic State Pension will increase by 2.5% from April.

The State Pension will increase by 2.5% in April, the Government has confirmed.

That's the equivalent of £2.85 a week for a single person, taking their State Pension payment to £115.95 a week.

The increase is due to the Government’s ‘triple lock’ policy, which determines how much the State Pension will increase each year.

It ensures that the State Pension will increase by the largest of the following three figures:

  • inflation;
  • change in average earnings; or
  • 2.5%.

As inflation was well below 2.5%, and remains so, and average earnings are at around 0.6%, this year 2.5% is the largest figure.

The Government has been keen to point out that the increase is nearly double the current rate of inflation, which is currently 1.3%, although many pensioners face higher personal inflation than the average due to the rising cost of things such as gas and electricity bills.

In addition, the rise is being passed onto the standard minimum guarantee in Pension Credit, which helps pensioners on lower incomes. So pensioners on lower incomes will enjoy weekly pensions of £151.20 from April 2015.

The move follows yesterday’s confirmation that the new flat-rate State Pension will be at least £151.25 when it launches in April 2016.

More on pensions:

How to work out how much you need to save for retirement

How to get a State Pension forecast

How to start a SIPP

Comments


Be the first to comment

Do you want to comment on this article? You need to be signed in for this feature

Copyright © lovemoney.com All rights reserved.

 

loveMONEY.com Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN): 479153.

loveMONEY.com is a company registered in England & Wales (Company Number: 7406028) with its registered address at First Floor Ridgeland House, 15 Carfax, Horsham, West Sussex, RH12 1DY, United Kingdom. loveMONEY.com Limited operates under the trading name of loveMONEY.com Financial Services Limited. We operate as a credit broker for consumer credit and do not lend directly. Our company maintains relationships with various affiliates and lenders, which we may promote within our editorial content in emails and on featured partner pages through affiliate links. Please note, that we may receive commission payments from some of the product and service providers featured on our website. In line with Consumer Duty regulations, we assess our partners to ensure they offer fair value, are transparent, and cater to the needs of all customers, including vulnerable groups. We continuously review our practices to ensure compliance with these standards. While we make every effort to ensure the accuracy and currency of our editorial content, users should independently verify information with their chosen product or service provider. This can be done by reviewing the product landing page information and the terms and conditions associated with the product. If you are uncertain whether a product is suitable, we strongly recommend seeking advice from a regulated independent financial advisor before applying for the products.