Analysis by loveMONEY.com has revealed the most and least affordable places to live in the UK. Shockingly, house prices are more than 10 times the average salary in some parts of the UK. But what areas of the UK come out on top?

Using figures from the Office for National Statistics (ONS), we took the average house price in every UK region and divided it by the average salary per region in order to calculate an affordability value. The lower the value, the higher the affordability gap. Read on to find out how your region fared.

Unsurprisingly, London is the most unaffordable place to live in the UK. As a region, the capital is experiencing soaring house prices that are drastically overtaking relatively average salaries, leaving homeowners in desperate need of huge deposits and paying hefty mortgages.

The average house price in London is around £488,000 (although many would be lucky to find a property below this price), and the average salary stands at just £34,881. This means those living and working in London earn just 7.14% of the amount needed to buy a house.

The second most unaffordable place to live in the UK is also in the south of England. Home to cities such as Oxford, Canterbury and Brighton, the south east is the perfect place for people to live and commute into London. However, this comes at a price.

Being so close to London, property prices in the south east average £313,000. This, coupled with an average salary of just £29,432, means homeowners earn just 9.4% of the amount needed to buy a home. In other words, a house costs 14 times more than a typical person earns.

The east of England also contains many towns and cities that are within commuting distance of the capital. Picturesque places such as St. Albans and Cambridge, with direct routes to London, have ramped up the cost of living across the region.

The average house price across the region stands at £277,000, while the average salary falls at just under 10% of this figure at £27,497.

Home to Bristol, now one of the most expensive cities to live in the UK, it comes as no surprise that the south west of England is so high up this list.

House prices in the region are an average £241,000, while the average salary hovers around £26,260, meaning homeowners will need to fork out over 10 times their salary for a home.

Over the north/south divide line, there is a noticeable difference in affordability. The East Midlands – home to Nottingham, Leicester, Derby and Loughborough – is markedly cheaper.

Affordability levels jump by 4% in the East Midlands, where house prices sit at an average of £175,000 and the average salary stands at £25,126. Homeowners’ salaries account for 14.35% of the average house price in this area.

On the west side of the Midlands, housing is even more affordable. Cities and towns located here – such as Birmingham, Walsall, West Bromwich and Wolverhampton – are all among the UK’s most affordable.

The average house price in this region stands at £181,000, while the average salary is £26,520. Interestingly, both house prices and salaries are marginally higher in the West Midlands than its eastern counterpart, yet so is its affordability value. Homeowners’ salaries account for 0.30% more towards the cost of a home than in the East Midlands.

As we head to the north of the UK, affordability values head north too. Despite being home to some of the country’s most beautiful landscapes, the historic city of York, the Peak District, Harrogate, Leeds and Sheffield, Yorkshire remains one of the UK’s most affordable areas to live.

Those looking to buy a home can expect to pay around £151,000 for a property. With an average salary of £25,911, earnings amount to some 17.16% of the price of the average home.

Also championing the affordability of the north is the north west, which is home to Manchester, Liverpool, Chester, Blackpool and Lancaster.

House prices also average £151,000 in the north west, but the average salary sits at £26,166 – marginally higher than Yorkshire. This means the affordability value is also slightly higher here, at 17.32%

If the better healthcare wasn’t enough to entice you to Wales already, then the cost of living could do. Beyond the Severn Bridge and through the valleys, life is considerably more affordable.

The average property costs buyers just £146,000 in Wales, while the average salary comes in at £25,604. The result? Earnings account for almost 18% of the cost of a house.

Home to the beautiful city of Edinburgh, the historic county of Perthshire, the Highlands and the River Ness, Scotland might not have great weather, but it certainly knows how to do a picturesque setting.

Better than its idyllic scenery? Its property affordability. The average salary in the most northern part of the UK stands at £27,820 – 19.85% of the average house price of £143,000.

The second most affordable place to live in the UK is the north east of England. Home to Newcastle, Sunderland, Middlesbrough and Durham, the region only has a population of just under three million, and its residents benefit from more affordable property.

People in the north east earn, on average, £25,688 a year, which accounts for 20.55% of the average house price of £125,000.

The most affordable place to live in the UK, Northern Ireland boasts Norman castles, glacial valleys and mountains. And its houses are cheap and the cost of living remains low.

So how much does it cost to live in the province? With the average salary standing at £25,750, it amounts to just over a fifth (20.76%) of the average house price of £124,000. This means the difference between the cost of living in Northern Ireland and London, the most expensive region, is a staggering 13%.