How to pay for the cost of care



Updated on 13 January 2020

The cost of care could be the equivalent of half the value of your home depending on where you live. Here’s our guide on care options, the Government help available and ways to foot the bill.

The shocking cost of care

Can the Government help with the cost of care?

Care options

How to pay for the cost of care

Getting financial advice

Wherever you find the cash to cover the cost of care, it’s not going to be a painless process.

But the good news is that while the cost of care can be astronomical, there are enough options available so that one way or another, the person needing care can pay for the help they need.

In fact, the sheer number of options, and the complexity of many of them, means this may be one of those times in life when it’s worth talking to an independent financial adviser.

They can’t make the process of moving into a home any less of an upheaval, but they should help ensure that they move into the right kind of care – and that they can afford to pay for it for the rest of their life.  

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