The UK's worst savings accounts


Updated on 08 March 2012 | 1 Comment

These accounts offer the worst rates of interest to savers.

As I explained in Ditch these truly terrible savings accounts, there are currently 223 appalling savings accounts offering rates of less than 0.5%.

Here is the hall of shame!

All 223 awful accounts

Provider

Account

Yearly rate

on £500

Bank of Ireland UK

Classic Saver

0.10%

Bank of Ireland UK

Kidsave

0.10%

Bank of Ireland UK

Regular Saver

0.25%

Barnsley BS

Falcon Instant

0.15%

Bath BS

Lifestyle

0.10%

Beverley BS

Instant Access

0.10%

Britannia

Bristol City Junior Saver

0.25%

Britannia

Bristol City Save & Support

0.12%

Britannia

Bristol Rovers Save & Support

0.12%

Britannia

Captain Gas Junior Saver

0.25%

Britannia

Chelsea FC Savings

0.12%

Britannia

Everton Super Saver

0.25%

Britannia

Everton Super Saver

0.12%

Britannia

FirstSaver

0.25%

Britannia

Flexible Sav/CashCard

0.10%

Britannia

Ipswich Town Savings

0.12%

Britannia

Port Vale Junior Valiant Saver

0.25%

Britannia

SAFC 24-7

0.25%

Britannia

SAFC Save and Support

0.12%

Britannia

Select Access Cash ISA (3+ withdrawals per tax year)

0.25%

Britannia

Select Access Saver (5+ withdrawal pa)

0.10%

Britannia

Stamford Lion

0.25%

Britannia

Stoke City Junior Saver

0.25%

Britannia

Stoke City Save & Support

0.12%

Britannia

Valiant Saver

0.12%

Britannia

Young Blues Saver

0.25%

Buckinghamshire BS

Chiltern Easy Access

0.12%

Cambridge BS

Instant Access Reward

0.01%

Cheltenham & Gloucester

Direct Transfer

0.05%

Cheltenham & Gloucester

The London

0.05%

Cheshire BS

Caring for Children

0.10%

Cheshire BS

Caring for Hospices

0.10%

Cheshire BS

Instant Access

0.10%

Cheshire BS

Silkmen Saver

0.10%

Cheshire BS

Super Wolves Saver

0.10%

Chorley & District BS

Chorleian Share

0.15%

Chorley & District BS

Galloway's Notice

0.10%

Chorley & District BS

North West Air Ambulance Notice

0.10%

Chorley & District BS

Notice Age Concern Lancashire

0.10%

Chorley & District BS

St Catherine's Hospice Notice

0.10%

Chorley & District BS

Variety Club North West Notice

0.10%

City of Derry BS

Extra Instant Access

0.10%

Clydesdale Bank

Cash ISA

0.40%

Coventry BS

BranchSave Passbook

0.15%

Coventry BS

St Cross Saver

0.25%

Cumberland BS

Cumberland Blues Savings

0.20%

Cumberland BS

Cumberland Hospices

0.20%

Cumberland BS

Instant Savings

0.20%

Cumberland BS

North Enders Savings

0.20%

Darlington BS

Foundation

0.38%

Darlington BS

Instant Access

0.05%

Darlington BS

Loyalty Bonus (1+ withdrawals)

0.20%

Derbyshire BS

Branch Instant

0.10%

Derbyshire BS

Cash ISA

0.25%

Derbyshire BS

Derby Rams

0.10%

Derbyshire BS

Derby Rams

0.10%

Derbyshire BS

Derbyshire Cash A/c

0.05%

Derbyshire BS

Ellen MacArthur Trst & Rainbows Child Hosp Online

0.10%

Derbyshire BS

Ellen MacArthur Trst & Rainbows Children's Hospice

0.10%

Derbyshire BS

Ramsaver

0.10%

Derbyshire BS

The National Trust Derbyshire Savings

0.10%

Dudley BS

Instant Tracker

0.10%

Dudley BS

Save and Sponsor

0.05%

Dudley BS

Speedway Saver

0.05%

Dunfermline BS

Cash ISA Issue 3

0.10%

Dunfermline BS

Direct Cash ISA Issue 3

0.10%

Dunfermline BS

Dunfermline Gold

0.10%

Dunfermline BS

Fairway Saver Account

0.10%

Earl Shilton BS

Capital 90

0.10%

Earl Shilton BS

Double Top

0.10%

Earl Shilton BS

Select 120

0.15%

First Trust Bank (NI)

Cash ISA

0.25%

First Trust Bank (NI)

Select Savings

0.05%

Furness BS

Barrow AFC Affinity Account

0.40%

Furness BS

Barrow Community Trust Affinity Account

0.40%

Furness BS

Barrow Rugby League Affinity Account

0.40%

Furness BS

Bolton Hospice Affinity Account

0.40%

Furness BS

Brewery Arts Affinity Account

0.40%

Furness BS

Croft Care Trust Affinity Account

0.40%

Furness BS

Friends of the Red Squirrel Affinity Account

0.40%

Furness BS

Furness Access Saver

0.40%

Furness BS

Kendal Town Football Club Affinity Account

0.40%

Furness BS

Lakes Alive Affinity Account

0.40%

Furness BS

Lancaster Chamber of Commerce Affinity Account

0.40%

Furness BS

More Music Affinity Account

0.40%

Furness BS

Morecambe AFC Affinity Account

0.40%

Furness BS

North West Air Ambulance Affinity Account

0.40%

Furness BS

NSPCC Affinity Account

0.40%

Furness BS

Ostley House Dementia Unit Affinity Account

0.40%

Furness BS

RNLI Affinity Account

0.40%

Furness BS

Rosemere Cancer Foundation Affinity Account

0.40%

Furness BS

SPACE The Multi Sensory Centre Affinity Account

0.40%

Furness BS

St Mary's Hospice Affinity Account

0.40%

Furness BS

The Legacy Rainbow House Affinity Account

0.40%

Furness BS

Wildlife Protection Foundation Affinity Account

0.40%

Hanley Economic BS

Instant Access

0.10%

Harpenden BS

Escalator

0.25%

Hinckley & Rugby BS

High Rise

0.05%

krbs

Charlton Athletic Savings Account

0.10%

krbs

Fixed Rate Easy Access

0.10%

krbs

GFC Savings Account

0.10%

krbs

Kent Spitfires

0.10%

Leeds BS

Albion Web Saver

0.05%

Leeds BS

Blue and Amber

0.30%

Leeds BS

Capital 7

0.15%

Leeds BS

Donny Rovers Saver

0.30%

Leeds BS

Leeds United Saver

0.30%

Leeds BS

White Rose

0.30%

Leek United BS

Air Ambulance Account

0.10%

Leek United BS

Pyramid Share

0.10%

Loughborough BS

Instant Access

0.10%

Mansfield BS

Ashgate Hospice Affinity Account

0.20%

Mansfield BS

High Yield Option 90

0.20%

Mansfield BS

Prime Access

0.20%

Market Harborough BS

30 Day Notice

0.25%

Market Harborough BS

Instant Access

0.20%

Marsden BS

Aquarius

0.15%

Marsden BS

Aquarius Transactor

0.15%

Marsden BS

Clarets Saver

0.15%

Marsden BS

Family Offset Savings

0.00%

Marsden BS

Marsden Family Saver

0.30%

Marsden BS

North West Air Ambulance Saver

0.15%

Marsden BS

Pendleside Supporter

0.15%

Marsden BS

Sight Advice South Lakeland

0.15%

Marsden BS

Young Saver

0.15%

Melton Mowbray BS

DLRAA Affinity

0.10%

Melton Mowbray BS

Instant Access

0.10%

Monmouthshire BS

Escalator Instant

0.10%

Nationwide BS

CashBuilder Book

0.10%

Nationwide BS

CashBuilder Card

0.10%

Nationwide BS

e-Savings

0.45%

Nationwide BS

Instant Access ISA

0.25%

Nationwide BS

InvestDirect

0.20%

Nationwide BS

Regular Savings

0.10%

Newbury BS

Instant Premium

0.40%

Newcastle BS

Newcastle 30 Day ISA

0.40%

Newcastle BS

Nova ISA

0.30%

Newcastle BS

Shelter

0.35%

Northern Bank (NI)

Choice Plus Savings

0.20%

Northern Bank (NI)

Midas Gold

0.10%

Northern Bank (NI)

Prestige Savings

0.45%

Northern Bank (NI)

Savings Account Plus

0.10%

Northern Bank (NI)

Summit Savings

0.10%

Norwich & Peterborough BS

Boston United Club Savers Account

0.10%

Norwich & Peterborough BS

Bournemouth Club Savers Account

0.10%

Norwich & Peterborough BS

Brighton & Hove Albion Club Savers Account

0.10%

Norwich & Peterborough BS

Bury Club Savers Account

0.10%

Norwich & Peterborough BS

Cambridge United Account

0.10%

Norwich & Peterborough BS

Cambridge United Club Saver Account

0.10%

Norwich & Peterborough BS

Canary Account

0.10%

Norwich & Peterborough BS

Cardiff City Club Savers Account

0.10%

Norwich & Peterborough BS

Cash ISA

0.30%

Norwich & Peterborough BS

Colchester United Club Savers Account

0.10%

Norwich & Peterborough BS

Crystal Palace Club Savers Account

0.10%

Norwich & Peterborough BS

Gold Cash ISA

0.30%

Norwich & Peterborough BS

Hereford United Club Savers Account

0.10%

Norwich & Peterborough BS

Hull City Club Savers Account

0.10%

Norwich & Peterborough BS

Leicester Tigers Club Savers Account

0.10%

Norwich & Peterborough BS

Lincoln City Account

0.10%

Norwich & Peterborough BS

Lincoln City Club Savers Account

0.10%

Norwich & Peterborough BS

Luton Town Club Savers Account

0.10%

Norwich & Peterborough BS

Millwall Club Savers Account

0.10%

Norwich & Peterborough BS

NetmasterGold Save II

0.35%

Norwich & Peterborough BS

Norwich City Club Savers Account

0.10%

Norwich & Peterborough BS

Notts County Club Savers Account

0.10%

Norwich & Peterborough BS

Oxford United Club Saver Account

0.10%

Norwich & Peterborough BS

Plymouth Argyle Club Savers Account

0.10%

Norwich & Peterborough BS

Posh Account

0.10%

Norwich & Peterborough BS

Queens Park Rangers Club Savers Account

0.10%

Norwich & Peterborough BS

Rochdale AFC Club Savers Account

0.10%

Norwich & Peterborough BS

Rushden & Diamonds Account

0.10%

Norwich & Peterborough BS

Rushden & Diamonds Club Savers Account

0.10%

Norwich & Peterborough BS

Scunthorpe United Account

0.10%

Norwich & Peterborough BS

Scunthorpe United Club Savers Account

0.10%

Norwich & Peterborough BS

Southend United Club Savers Account

0.10%

Norwich & Peterborough BS

Yeovil Town Club Savers Account

0.10%

Nottingham BS

Branch Moneybuilder (6+ withdrawals pa)

0.20%

Principality BS

Instant Access Savings

0.10%

Progressive BS

Investment Share

0.01%

Progressive BS

Premium 90

0.10%

Progressive BS

Premium Return

0.05%

Royal Bank of Scotland

Bonus 30 (4+ withdrawals pa)

0.20%

Royal Bank of Scotland

Instant Access

0.10%

Royal Bank of Scotland

Instant Savings Tracker

0.10%

Saffron BS

Cashbuild

0.05%

Saffron BS

each Saver

0.10%

Saffron BS

Essex Air Ambulance

0.10%

Saffron BS

Essex Wildlife Trust Saver

0.10%

Santander

Easy ISA

0.10%

Santander

Flexible Saver for Kids

0.40%

Scottish BS

Scotline

0.10%

Shepshed BS

120 Day Share

0.10%

Shepshed BS

90 Day Share

0.10%

Shepshed BS

Instant Access

0.10%

Smile

Cash ISA (Non Smile Current A/c holders)

0.31%

Smile

no-notice savings (Non Smile Current A/c holders)

0.12%

Smile

no-notice savings (Smile Current A/c holders)

0.25%

The Co-operative Bank

Bonus Account

0.12%

The Co-operative Bank

Smart Saver

0.25%

Tipton & Coseley BS

Easy Access

0.10%

Tipton & Coseley BS

Investment Share

0.15%

Ulster Bank

Easy Access Savings

0.01%

Ulster Bank

U First Savings

0.05%

Vernon BS

Instant Access

0.15%

West Brom BS

Albion Premier

0.05%

West Brom BS

Amber Blue Saver

0.05%

West Brom BS

Base Rate Tracker

0.25%

West Brom BS

Blues Super Saver

0.05%

West Brom BS

Century Saver

0.05%

West Brom BS

Community

0.05%

West Brom BS

Oak

0.05%

West Brom BS

Premium Share

0.05%

West Brom BS

Saddlers Savers

0.05%

West Brom BS

Severn Valley Saver

0.05%

Yorkshire Bank

Cash ISA

0.40%

Yorkshire BS

Access Saver

0.25%

Yorkshire BS

Access Saver For Pensioners

0.25%

Yorkshire BS

Blades

0.10%

Yorkshire BS

Bulls

0.10%

Yorkshire BS

Cash Transactor

0.05%

Yorkshire BS

Notice Saver

0.35%

Yorkshire BS

Postal Saver

0.25%

Yorkshire BS

Terriers

0.25%

More: Three years of low interest rates: winners and losers | A new top instant access ISA

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