Fluid boosts 0% balance transfer credit card to 36 months
Latest provider to offer three years with nothing to pay on balance transfers.
Fluid has increased its longest 0% balance transfer period from 35 months to 36 months.
Now you can shift expensive credit card debt and pay no interest for a whopping three years, with just a 2.79% fee to pay.
The move makes the card the joint market-leading deal for shifting debt along with six other credit cards.
Top 0% balance transfer credit cards
Here are the other top 0% balance transfer credit cards right now.
Credit card |
0% period on balance transfers |
Balance transfer fee |
Cost of transferring £2,000 balance |
Representative APR |
36 months |
1.99% |
£39.80 |
18.9% |
|
36 months |
2.45% |
£49 |
18.9% |
|
36 months |
2.48% |
£49.60 |
18.9% |
|
36 months |
2.50% |
£50 |
18.9% |
|
36 months |
2.79% |
£55.80 |
18.9% |
|
Bank of Scotland Platinum 36-Month Balance Transfer Credit Card |
36 months |
3% |
£60 |
18.9% |
36 months |
3% |
£60 |
18.9% |
Standing out from the crowd
As you can see there are now seven providers that offer three years interest-free on balance transfers.
The cheapest is the Barclaycard 36-Month Platinum Visa, which offers to shift debt for a 1.99% fee.
While the Bank of Scotland Platinum 36-Month Balance Transfer Credit Card and the Lloyds Bank Platinum 36-Month Balance Transfer Credit Card charge the most at 3%.
The Fluid 36-Month Balance Transfer Credit Card comes somewhere in the middle of those two extremes, with a fee of 2.79% on transfers.
However, one way the Fluid card stands out from the crowd is with its Eligibility Checker feature. This performs a ‘soft search’ which allows you to find out if you are eligible for the card before applying. The search won’t show up on your credit record, so it won’t impact your credit rating.
Cheaper deals
If you are looking for a cheaper balance transfer by paying a smaller fee or even no fee at all, you will have to make do with a shorter 0% period.
Take a look at the best low-fee 0% balance transfer credit cards for more.
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