Fluid boosts 0% balance transfer credit card to 36 months


Updated on 05 August 2015 | 0 Comments

Latest provider to offer three years with nothing to pay on balance transfers.

Fluid has increased its longest 0% balance transfer period from 35 months to 36 months.

Now you can shift expensive credit card debt and pay no interest for a whopping three years, with just a 2.79% fee to pay.

The move makes the card the joint market-leading deal for shifting debt along with six other credit cards.

Top 0% balance transfer credit cards

Here are the other top 0% balance transfer credit cards right now.

Credit card

0% period on balance transfers

Balance transfer fee

Cost of transferring £2,000 balance

Representative APR

Barclaycard 36-Month Platinum Visa

36 months

1.99%

£39.80

18.9%

Halifax 36-Month Balance Transfer Credit Card

36 months

2.45%

£49

18.9%

MBNA Platinum Credit Card

36 months

2.48%

£49.60

18.9%

Virgin Money Balance Transfer Credit Card

36 months

2.50%

£50

18.9%

Fluid 36-Month Balance Transfer Credit Card

36 months

2.79%

£55.80

18.9%

Bank of Scotland Platinum 36-Month Balance Transfer Credit Card

36 months

3%

£60

18.9%

Lloyds Bank Platinum 36-Month Balance Transfer Credit Card

36 months

3%

£60

18.9%

Standing out from the crowd

As you can see there are now seven providers that offer three years interest-free on balance transfers.

The cheapest is the Barclaycard 36-Month Platinum Visa, which offers to shift debt for a 1.99% fee.

While the Bank of Scotland Platinum 36-Month Balance Transfer Credit Card and the Lloyds Bank Platinum 36-Month Balance Transfer Credit Card charge the most at 3%.

The Fluid 36-Month Balance Transfer Credit Card comes somewhere in the middle of those two extremes, with a fee of 2.79% on transfers.

However, one way the Fluid card stands out from the crowd is with its Eligibility Checker feature. This performs a ‘soft search’ which allows you to find out if you are eligible for the card before applying. The search won’t show up on your credit record, so it won’t impact your credit rating.

Cheaper deals

If you are looking for a cheaper balance transfer by paying a smaller fee or even no fee at all, you will have to make do with a shorter 0% period.

Take a look at the best low-fee 0% balance transfer credit cards for more.

Compare 0% credit cards

More on banking and borrowing:

The cheapest personal loans

The best 0% purchase credit cards

The banks and building societies we‘re all switching to

Comments


Be the first to comment

Do you want to comment on this article? You need to be signed in for this feature

Copyright © lovemoney.com All rights reserved.

 

loveMONEY.com Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN): 479153.

loveMONEY.com is a company registered in England & Wales (Company Number: 7406028) with its registered address at First Floor Ridgeland House, 15 Carfax, Horsham, West Sussex, RH12 1DY, United Kingdom. loveMONEY.com Limited operates under the trading name of loveMONEY.com Financial Services Limited. We operate as a credit broker for consumer credit and do not lend directly. Our company maintains relationships with various affiliates and lenders, which we may promote within our editorial content in emails and on featured partner pages through affiliate links. Please note, that we may receive commission payments from some of the product and service providers featured on our website. In line with Consumer Duty regulations, we assess our partners to ensure they offer fair value, are transparent, and cater to the needs of all customers, including vulnerable groups. We continuously review our practices to ensure compliance with these standards. While we make every effort to ensure the accuracy and currency of our editorial content, users should independently verify information with their chosen product or service provider. This can be done by reviewing the product landing page information and the terms and conditions associated with the product. If you are uncertain whether a product is suitable, we strongly recommend seeking advice from a regulated independent financial advisor before applying for the products.