Lloyds to close 15 more branches: full list of affected banks

Lloyds announcement another blow in a year that's seen RBS and Halifax close hundreds of branches. Here's what you can do if you are affected.

Lloyds Bank is to close 15 more bank branches in a blow to thousands of customers.

The closures come in addition to the 49 Lloyds and Halifax branches that were already earmarked for closure between July and October.

The latest cull will see the 15 branches cease to operate between January and March next year.

Lloyds has blamed the latest closures on “changing customer behaviour and the reduced number of transactions being made in branches", adding that “all branches announced for closure have a Post Office less than half-a-mile away so customers can still access their banking locally."

You can see the full list of branches that have closed or are set to close below. Click here to find out more about banking at the Post Office.

RBS also closing branches

Of course, it's not just Lloyds closing branches. Earlier this year, RBS said it will close 162 branches in a move that will see almost 800 staff lose their jobs.

The banking giant shut 109 branches in July and August and another 53 will close in November.

RBS blames the closures on the decision not to launch the Williams & Glyn challenger bank.

It also rolled out the (oft-repeated) line that big changes in the way people access money mean fewer people need physical branches these days.

"Since 2014, branch transactions across Royal Bank of Scotland in England & Wales are down 30%," a bank spokesperson stated.

"During this same period, there has been a 53% increase in the number of customers using mobile banking and mobile transactions have increased by 74%."

The bank said RBS customers in England & Wales would be able to use NatWest branches for their banking and added will all closing branches were within 2.5 miles of another RBS or NatWest branch.

Again, you can find the full list of branches to be closed below.

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What to do if your branch is closing

If you bank with Lloyds, Halifax or RBS then firstly check the list below to see if your local branch is closing.

Anyone who is facing the loss of their local bank branch has a number of options and we've put together a guide to these here.

If you do need counter services you can use your local Post Office to pay money into your account, check your balance and withdraw cash. For anything else, you’ll need to travel to your nearest branch.

RBS customers will still be able to use NatWest branches, whilst Lloyds is setting up 'micro' branches to help customers with digital banking.

Alternatively, you could switch to a bank that still has a branch you can easily get to.

The danger with this is you could move to another bank only for them to close your local branch.

It isn’t just RBS and Lloyds that has been getting rid of local branches; the Yorkshire Building Society announced large numbers of branch closures last year, and other banks have been shutting up shops too.

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One way to increase your chances of keeping a local bank is to move to one of the so-called challenger banks. Brands such as Handelsbanken and Metro Bank are focused on expanding their reach with numerous new branches opening around the country.

Metro Bank has opened over 50 outlets since it came to the UK back in 2010 and aims to have 110 branches by 2020.

Handelsbanken had just 26 UK branches back in 2006, but now it has more than 200 and is planning on opening even more.

Which branches are closing?

The RBS branches that are set to close are:

Closing in late July

Ashton-under-Lyne
Bakewell
Barrow-in-Furness
Barry
Blackpool South Shore
Bramhall
Chichester
Colwyn Bay
Crawley
Folkestone
Grimsby
London Belgravia
London Blackfriars
London Bond Street
London Ealing
London Streatham
Manchester Cheetham Hill
Manchester Spinningfields
Manchester Whitworth Street
Nantwich
Nuneaton
Wrexham

Closing in August

Accrington
Ashford
Barnsley
Basingstoke
Bristol Clifton
Bromley
Burton Upon Trent
Bury St. Edmunds
Canterbury
Carlisle Lowther Street
Cheadle
Cleveleys
Dartford
Durham
Edgbaston
Ellesmere Port
Fareham
Farnworth
Garstang
Gloucester
Great Yarmouth
Halifax
Hanley
Harrogate
Heaton Chapel
Hemel Hempstead
Hereford
High Wycombe
Horsham
Horwich
Hyde
Ilford
Kendal
Kidderminster
King's Lynn
Knutsford
Lancaster
Lincoln
Liverpool Bootle
Liverpool Speke & Hunts Cross
Llandudno
London Camden Town
London Mayfair
London Piccadilly Circus
London St. Paul's
London Tottenham Court Road
Long Eaton
Loughborough
Luton
Maidenhead
Maidstone
Manchester Chorlton-Cum-Hardy
Manchester Urmston
Mansfield
Middlesbrough
Middleton
Newcastle-under-Lyme
Newport
Oldham
Rochdale
Romford
Rugby
Sale
Salisbury
Sandbach
Scarborough
Scunthorpe
Shrewsbury
Slough
Solihull
St. Albans
St. Annes On Sea
Stafford
Sunderland
Sutton
Sutton Coldfield
Taunton
Truro
Tunbridge Wells
Uttoxeter
Uxbridge
Wakefield
Walsall
Wickersley
Winchester
Woking
Worcester

Closing in November

Alderley Edge
Astley Bridge Bolton
Bedford
Blackburn
Blackpool Bispham
Bolton Chorley Old Road
Broomhill
Burnley
Bury
Cambridge Hills Road
Cardiff Docks
Carlisle Castle Street
Cheadle Hulme
Chorley
Denton
Derby Allestree
Eccles
Fulwood
Hale
Handforth
Ince
Leyland
Liverpool Birkenhead
London Willesden
Manchester Gorton
Manchester Longsight
Manchester Mosley Street
Manchester West Didsbury
Manchester Withington
Meadowhall
Newbury
Northampton
Nottingham Mapperley
Ormskirk
Oxford
Penwortham
Poole
Portsmouth
Poynton
Rotherham
Royal Leamington Spa
Runcorn
Salford Shopping Centre
Southend-on-Sea
Southport Birkdale
Stockport Great Underbank
Swinton Chorley Road
Telford
Torquay
Walkden
Warrington Office
Wollaton
Worthing

The Lloyds branches that are set to close are:

Alford, Lincolnshire
Bishops Cleeve, Cotswolds
Bovey Tracey, South Devon
Bridgend Industrial Estate, South Wales
Brierley Hill, West Midlands
Brightlingsea, Essex
Butler Place, West End
Chatteris, The Fens
Clare, Essex
Cockermouth, North Lancashire & Cumbria
Colchester University of Essex, Essex
Coningsby, Lincolnshire
Cricklade, Cotswolds
Croydon George Street, South East London
Dawlish, South Devon
East Wittering, Surrey & South Downs
Frinton-on-Sea, Essex
Hassocks, Sussex
Hednesford, South Staffordshire
Henley-in-Arden, Cotswolds
Hull Derringham, North & East Yorkshire
Keswick, North Lancashire & Cumbria
Lakenheath, The Fens
Ledbury, East Wales & Borders
Mablethorpe, Lincolnshire
Midhurst, Solent
Ottery St Mary, Somerset & Devon
Plymouth Southway, South Devon
Royton, Central Lancashire
Rye, Kent
Selsey, Surrey and South Downs
Soham, The Fens
St Leonards-on-Sea Silverhill, Kent
Stalybridge, Manchester
Stevenage High Street, Hertfordshire
Teddington, South West London
Upton-upon-Severn, Severn
Watton, East Anglia
Wealdstone, North West London
West Ealing, West London
Wingham, Kent

And those set to close in January-March 2019:

The Halifax branches due to close are:

Chester St Werburgh
Harold Hill
Knightsbridge
Portswood
Preston Orchard Street
Sowerby Bridge
Walsall Park Street
York Davygate