These accounts offer the worst rates of interest to savers.
As I explained in Ditch these truly terrible savings accounts, there are currently 223 appalling savings accounts offering rates of less than 0.5%.
Here is the hall of shame!
All 223 awful accounts
|
Provider |
Account |
Yearly rate on £500 |
|
Bank of Ireland UK |
Classic Saver |
0.10% |
|
Bank of Ireland UK |
Kidsave |
0.10% |
|
Bank of Ireland UK |
Regular Saver |
0.25% |
|
Barnsley BS |
Falcon Instant |
0.15% |
|
Bath BS |
Lifestyle |
0.10% |
|
Beverley BS |
Instant Access |
0.10% |
|
Britannia |
Bristol City Junior Saver |
0.25% |
|
Britannia |
Bristol City Save & Support |
0.12% |
|
Britannia |
Bristol Rovers Save & Support |
0.12% |
|
Britannia |
Captain Gas Junior Saver |
0.25% |
|
Britannia |
Chelsea FC Savings |
0.12% |
|
Britannia |
Everton Super Saver |
0.25% |
|
Britannia |
Everton Super Saver |
0.12% |
|
Britannia |
FirstSaver |
0.25% |
|
Britannia |
Flexible Sav/CashCard |
0.10% |
|
Britannia |
Ipswich Town Savings |
0.12% |
|
Britannia |
Port Vale Junior Valiant Saver |
0.25% |
|
Britannia |
SAFC 24-7 |
0.25% |
|
Britannia |
SAFC Save and Support |
0.12% |
|
Britannia |
Select Access Cash ISA (3+ withdrawals per tax year) |
0.25% |
|
Britannia |
Select Access Saver (5+ withdrawal pa) |
0.10% |
|
Britannia |
Stamford Lion |
0.25% |
|
Britannia |
Stoke City Junior Saver |
0.25% |
|
Britannia |
Stoke City Save & Support |
0.12% |
|
Britannia |
Valiant Saver |
0.12% |
|
Britannia |
Young Blues Saver |
0.25% |
|
Buckinghamshire BS |
Chiltern Easy Access |
0.12% |
|
Cambridge BS |
Instant Access Reward |
0.01% |
|
Cheltenham & Gloucester |
Direct Transfer |
0.05% |
|
Cheltenham & Gloucester |
The London |
0.05% |
|
Cheshire BS |
Caring for Children |
0.10% |
|
Cheshire BS |
Caring for Hospices |
0.10% |
|
Cheshire BS |
Instant Access |
0.10% |
|
Cheshire BS |
Silkmen Saver |
0.10% |
|
Cheshire BS |
Super Wolves Saver |
0.10% |
|
Chorley & District BS |
Chorleian Share |
0.15% |
|
Chorley & District BS |
Galloway's Notice |
0.10% |
|
Chorley & District BS |
North West Air Ambulance Notice |
0.10% |
|
Chorley & District BS |
Notice Age Concern Lancashire |
0.10% |
|
Chorley & District BS |
St Catherine's Hospice Notice |
0.10% |
|
Chorley & District BS |
Variety Club North West Notice |
0.10% |
|
City of Derry BS |
Extra Instant Access |
0.10% |
|
Clydesdale Bank |
Cash ISA |
0.40% |
|
Coventry BS |
BranchSave Passbook |
0.15% |
|
Coventry BS |
St Cross Saver |
0.25% |
|
Cumberland BS |
Cumberland Blues Savings |
0.20% |
|
Cumberland BS |
Cumberland Hospices |
0.20% |
|
Cumberland BS |
Instant Savings |
0.20% |
|
Cumberland BS |
North Enders Savings |
0.20% |
|
Darlington BS |
Foundation |
0.38% |
|
Darlington BS |
Instant Access |
0.05% |
|
Darlington BS |
Loyalty Bonus (1+ withdrawals) |
0.20% |
|
Derbyshire BS |
Branch Instant |
0.10% |
|
Derbyshire BS |
Cash ISA |
0.25% |
|
Derbyshire BS |
Derby Rams |
0.10% |
|
Derbyshire BS |
Derby Rams |
0.10% |
|
Derbyshire BS |
Derbyshire Cash A/c |
0.05% |
|
Derbyshire BS |
Ellen MacArthur Trst & Rainbows Child Hosp Online |
0.10% |
|
Derbyshire BS |
Ellen MacArthur Trst & Rainbows Children's Hospice |
0.10% |
|
Derbyshire BS |
Ramsaver |
0.10% |
|
Derbyshire BS |
The National Trust Derbyshire Savings |
0.10% |
|
Dudley BS |
Instant Tracker |
0.10% |
|
Dudley BS |
Save and Sponsor |
0.05% |
|
Dudley BS |
Speedway Saver |
0.05% |
|
Dunfermline BS |
Cash ISA Issue 3 |
0.10% |
|
Dunfermline BS |
Direct Cash ISA Issue 3 |
0.10% |
|
Dunfermline BS |
Dunfermline Gold |
0.10% |
|
Dunfermline BS |
Fairway Saver Account |
0.10% |
|
Earl Shilton BS |
Capital 90 |
0.10% |
|
Earl Shilton BS |
Double Top |
0.10% |
|
Earl Shilton BS |
Select 120 |
0.15% |
|
First Trust Bank (NI) |
Cash ISA |
0.25% |
|
First Trust Bank (NI) |
Select Savings |
0.05% |
|
Furness BS |
Barrow AFC Affinity Account |
0.40% |
|
Furness BS |
Barrow Community Trust Affinity Account |
0.40% |
|
Furness BS |
Barrow Rugby League Affinity Account |
0.40% |
|
Furness BS |
Bolton Hospice Affinity Account |
0.40% |
|
Furness BS |
Brewery Arts Affinity Account |
0.40% |
|
Furness BS |
Croft Care Trust Affinity Account |
0.40% |
|
Furness BS |
Friends of the Red Squirrel Affinity Account |
0.40% |
|
Furness BS |
Furness Access Saver |
0.40% |
|
Furness BS |
Kendal Town Football Club Affinity Account |
0.40% |
|
Furness BS |
Lakes Alive Affinity Account |
0.40% |
|
Furness BS |
Lancaster Chamber of Commerce Affinity Account |
0.40% |
|
Furness BS |
More Music Affinity Account |
0.40% |
|
Furness BS |
Morecambe AFC Affinity Account |
0.40% |
|
Furness BS |
North West Air Ambulance Affinity Account |
0.40% |
|
Furness BS |
NSPCC Affinity Account |
0.40% |
|
Furness BS |
Ostley House Dementia Unit Affinity Account |
0.40% |
|
Furness BS |
RNLI Affinity Account |
0.40% |
|
Furness BS |
Rosemere Cancer Foundation Affinity Account |
0.40% |
|
Furness BS |
SPACE The Multi Sensory Centre Affinity Account |
0.40% |
|
Furness BS |
St Mary's Hospice Affinity Account |
0.40% |
|
Furness BS |
The Legacy Rainbow House Affinity Account |
0.40% |
|
Furness BS |
Wildlife Protection Foundation Affinity Account |
0.40% |
|
Hanley Economic BS |
Instant Access |
0.10% |
|
Harpenden BS |
Escalator |
0.25% |
|
Hinckley & Rugby BS |
High Rise |
0.05% |
|
krbs |
Charlton Athletic Savings Account |
0.10% |
|
krbs |
Fixed Rate Easy Access |
0.10% |
|
krbs |
GFC Savings Account |
0.10% |
|
krbs |
Kent Spitfires |
0.10% |
|
Leeds BS |
Albion Web Saver |
0.05% |
|
Leeds BS |
Blue and Amber |
0.30% |
|
Leeds BS |
Capital 7 |
0.15% |
|
Leeds BS |
Donny Rovers Saver |
0.30% |
|
Leeds BS |
Leeds United Saver |
0.30% |
|
Leeds BS |
White Rose |
0.30% |
|
Leek United BS |
Air Ambulance Account |
0.10% |
|
Leek United BS |
Pyramid Share |
0.10% |
|
Loughborough BS |
Instant Access |
0.10% |
|
Mansfield BS |
Ashgate Hospice Affinity Account |
0.20% |
|
Mansfield BS |
High Yield Option 90 |
0.20% |
|
Mansfield BS |
Prime Access |
0.20% |
|
Market Harborough BS |
30 Day Notice |
0.25% |
|
Market Harborough BS |
Instant Access |
0.20% |
|
Marsden BS |
Aquarius |
0.15% |
|
Marsden BS |
Aquarius Transactor |
0.15% |
|
Marsden BS |
Clarets Saver |
0.15% |
|
Marsden BS |
Family Offset Savings |
0.00% |
|
Marsden BS |
Marsden Family Saver |
0.30% |
|
Marsden BS |
North West Air Ambulance Saver |
0.15% |
|
Marsden BS |
Pendleside Supporter |
0.15% |
|
Marsden BS |
Sight Advice South Lakeland |
0.15% |
|
Marsden BS |
Young Saver |
0.15% |
|
Melton Mowbray BS |
DLRAA Affinity |
0.10% |
|
Melton Mowbray BS |
Instant Access |
0.10% |
|
Monmouthshire BS |
Escalator Instant |
0.10% |
|
Nationwide BS |
CashBuilder Book |
0.10% |
|
Nationwide BS |
CashBuilder Card |
0.10% |
|
Nationwide BS |
e-Savings |
0.45% |
|
Nationwide BS |
Instant Access ISA |
0.25% |
|
Nationwide BS |
InvestDirect |
0.20% |
|
Nationwide BS |
Regular Savings |
0.10% |
|
Newbury BS |
Instant Premium |
0.40% |
|
Newcastle BS |
Newcastle 30 Day ISA |
0.40% |
|
Newcastle BS |
Nova ISA |
0.30% |
|
Newcastle BS |
Shelter |
0.35% |
|
Northern Bank (NI) |
Choice Plus Savings |
0.20% |
|
Northern Bank (NI) |
Midas Gold |
0.10% |
|
Northern Bank (NI) |
Prestige Savings |
0.45% |
|
Northern Bank (NI) |
Savings Account Plus |
0.10% |
|
Northern Bank (NI) |
Summit Savings |
0.10% |
|
Norwich & Peterborough BS |
Boston United Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Bournemouth Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Brighton & Hove Albion Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Bury Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Cambridge United Account |
0.10% |
|
Norwich & Peterborough BS |
Cambridge United Club Saver Account |
0.10% |
|
Norwich & Peterborough BS |
Canary Account |
0.10% |
|
Norwich & Peterborough BS |
Cardiff City Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Cash ISA |
0.30% |
|
Norwich & Peterborough BS |
Colchester United Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Crystal Palace Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Gold Cash ISA |
0.30% |
|
Norwich & Peterborough BS |
Hereford United Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Hull City Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Leicester Tigers Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Lincoln City Account |
0.10% |
|
Norwich & Peterborough BS |
Lincoln City Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Luton Town Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Millwall Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
NetmasterGold Save II |
0.35% |
|
Norwich & Peterborough BS |
Norwich City Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Notts County Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Oxford United Club Saver Account |
0.10% |
|
Norwich & Peterborough BS |
Plymouth Argyle Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Posh Account |
0.10% |
|
Norwich & Peterborough BS |
Queens Park Rangers Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Rochdale AFC Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Rushden & Diamonds Account |
0.10% |
|
Norwich & Peterborough BS |
Rushden & Diamonds Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Scunthorpe United Account |
0.10% |
|
Norwich & Peterborough BS |
Scunthorpe United Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Southend United Club Savers Account |
0.10% |
|
Norwich & Peterborough BS |
Yeovil Town Club Savers Account |
0.10% |
|
Nottingham BS |
Branch Moneybuilder (6+ withdrawals pa) |
0.20% |
|
Principality BS |
Instant Access Savings |
0.10% |
|
Progressive BS |
Investment Share |
0.01% |
|
Progressive BS |
Premium 90 |
0.10% |
|
Progressive BS |
Premium Return |
0.05% |
|
Royal Bank of Scotland |
Bonus 30 (4+ withdrawals pa) |
0.20% |
|
Royal Bank of Scotland |
Instant Access |
0.10% |
|
Royal Bank of Scotland |
Instant Savings Tracker |
0.10% |
|
Saffron BS |
Cashbuild |
0.05% |
|
Saffron BS |
each Saver |
0.10% |
|
Saffron BS |
Essex Air Ambulance |
0.10% |
|
Saffron BS |
Essex Wildlife Trust Saver |
0.10% |
|
Santander |
Easy ISA |
0.10% |
|
Santander |
Flexible Saver for Kids |
0.40% |
|
Scottish BS |
Scotline |
0.10% |
|
Shepshed BS |
120 Day Share |
0.10% |
|
Shepshed BS |
90 Day Share |
0.10% |
|
Shepshed BS |
Instant Access |
0.10% |
|
Smile |
Cash ISA (Non Smile Current A/c holders) |
0.31% |
|
Smile |
no-notice savings (Non Smile Current A/c holders) |
0.12% |
|
Smile |
no-notice savings (Smile Current A/c holders) |
0.25% |
|
The Co-operative Bank |
Bonus Account |
0.12% |
|
The Co-operative Bank |
Smart Saver |
0.25% |
|
Tipton & Coseley BS |
Easy Access |
0.10% |
|
Tipton & Coseley BS |
Investment Share |
0.15% |
|
Ulster Bank |
Easy Access Savings |
0.01% |
|
Ulster Bank |
U First Savings |
0.05% |
|
Vernon BS |
Instant Access |
0.15% |
|
West Brom BS |
Albion Premier |
0.05% |
|
West Brom BS |
Amber Blue Saver |
0.05% |
|
West Brom BS |
Base Rate Tracker |
0.25% |
|
West Brom BS |
Blues Super Saver |
0.05% |
|
West Brom BS |
Century Saver |
0.05% |
|
West Brom BS |
Community |
0.05% |
|
West Brom BS |
Oak |
0.05% |
|
West Brom BS |
Premium Share |
0.05% |
|
West Brom BS |
Saddlers Savers |
0.05% |
|
West Brom BS |
Severn Valley Saver |
0.05% |
|
Yorkshire Bank |
Cash ISA |
0.40% |
|
Yorkshire BS |
Access Saver |
0.25% |
|
Yorkshire BS |
Access Saver For Pensioners |
0.25% |
|
Yorkshire BS |
Blades |
0.10% |
|
Yorkshire BS |
Bulls |
0.10% |
|
Yorkshire BS |
Cash Transactor |
0.05% |
|
Yorkshire BS |
Notice Saver |
0.35% |
|
Yorkshire BS |
Postal Saver |
0.25% |
|
Yorkshire BS |
Terriers |
0.25% |
More: Three years of low interest rates: winners and losers | A new top instant access ISA