If you're entering a competition or prize draw on lovemoney.com, then you need to read these.
By entering and competition or prize draw on lovemoney.com, all entrants agree to the following terms and conditions.
I. Within this document, any references to Love Incorporated, the publisher of Lovemoney.com, refers to Lovemoney, Lovemoney.com, Lovemoney Financial Services, and any other publication or platform owned by Love Incorporated.
II. All entrants agree to leave honest and appropriate responses. Any incorrectly completed entries will be disqualified.
III. All entrants must be over the age of 18 at the time of entry, and be a UK resident.
IV. The closing date for competitions and prize draws is stated on the landing page of that competition or prize draw. Love Incorporated reserves the right to amend these dates without notice.
V. Unless otherwise stated, competitions and prize draws are run by Love Incorporated, the publisher of Lovemoney.com. Any other brand not owned or operated by Love Incorporated, but mentioned in relation to competitions and/or prize draws, are associated with the competitions and/or prize draws only.
VI. Competitions are not open to Love Incorporated employees, nor those of assosciated companies and/or organisations, or any other body that is directly involved with a competition and/or prize draw and/or any other promotion held in association with Love Incorporated.
VII. No purchase necessary.
VIII. To win, entrants must leave their email address, so that the winner can be notified.
IX. Entries are limited to one per person. Any individual found to have submitted multiple entries will be disqualified.
X. Submitting your entry is not proof that Love Incorporated have received your entry, and no responsibility can be taken for entries that are lost, delayed, or not received for any other reason.
XI. Entrants agree to be contacted by Love Incorporated for the purposes of this competition, and any further information that may interest them. Entrants may easily unsubscribe from Love Incorporated communications at any time, by following clear instructions contained within the communications.
XII. Winners will be notified via email within 30 days of the competition closing. Once contacted, winners have seven calendar days to respond in order to claim their prize. Failure to respond within seven calendar days will result in forfeiture of the prize, and an alternative winner will be selected.
XIII. Entrants agree that any failure in the delivery of communications relating to this competition are not the responsibility of Love Incorporated. Love Incorporated cannot be held responsible for delays, or any other inconvenience and/or failure in communications relating to this competition.
IXV. The judges’ decision will be final, and no correspondence will be entered into.
XV. By entering the competition, winners agree to participate in such promotional activity and material as Love Incorporated may require.
XVI. All prizes are non-transferable, and no substitutions are available.
XVII. All entrants agree to read the lovemoney.com privacy policy, disclaimer, cookie policy, and terms of use prior to entering any competition or prize draw.
XVIII. Love Incorporated reserves the right to amend these rules at any time, and all entrants should be aware that these rules are not exhaustive.