Cashback, double points & more: latest deals and freebies

We've seen a number of new deals launched by banks in recent days. We round up some of the most eye-catching.

It's been quite a busy few days in the world of finance. Many of the biggest banks and building societies have launched new products to tempt new customers.

From cashback to double points offers, here are some deals you can take advantage of right now.

Current Accounts

Barclays Blue Rewards doubled

Barclays has announced that it’s doubling the bonus on its Blue Rewards scheme.

New and existing Barclays customers can join the scheme before 30 November to reap the rewards.

What’s more, you can get 10% cashback at Currys PC World, Argos, House of Fraser and JD Sports through Barclays Online or mobile banking before 5 December. Blue Rewards customers will get an additional 1% cashback.

You could earn up to an extra £34 a month with Blue Rewards, depending on what product you hold.

Just be aware that there’s a £3 monthly fee on eligible products.

Take a look at the top reward and cashback cards   

Mortgages

Chelsea Building Society offers freebies with five-year fixed-rate mortgage

The rate on the Chelsea Building Society five-year fixed-rate mortgage has been changed to 1.81%. It’s available for customers with a 35% deposit and it has a £1,695 fee.

There are also enticing incentives including a free valuation for every borrower, free legal fees for those who are remortgaging and £250 cashback for first and second-time buyers. But make sure you do the sums to see if you could get a better deal elsewhere.

Nationwide fixed mortgage rates reduced

Nationwide has reduced rates by up to 0.7% across its fixed-rate mortgage range.

For example, you can get an 80% loan to value mortgage at 1.69% for three years which comes with a fee of £999.

Borrowers get a free valuation while first-time buyers and those who are remortgaging can also benefit from £500 cashback. Depending on the circumstances, you can do overpayments or underpayments too.

Find the right mortgage for you by getting a free, no obligation quote from loveMONEY

Balance transfer credit cards

Lloyds Bank increases 0% period to 33 month and offers cashback

Those who have debts to shift over are in luck as Lloyds Bank has upped the 0% balance transfer period on its Platinum credit card to 33 months. The balance transfer fee has also been reduced to 0.57% so it costs less to transfer.

To get the deal you need to make a balance transfer within the first 90 days but if you make a transfer before 27 November you can bag £20 cashback too.

The card also comes with three months interest-free purchases.  

Halifax increases 0% period to 37 months

The Halifax Online Balance Transfer Credit Card now offers 37 months interest-free on balance transfers but be warned, you’ll need to pay a 2.50% balance transfer fee. To give you an idea, that means you’d have to fork out £50 on a £2,000 transfer.  

For more great balance transfer credit offers, head over to The best 0% balance transfer credit cards.

Fixed-rate savings accounts

Vanquis Bank ups rate on four and five-year fixed-rate savings accounts

Vanquis Bank has increased the rate on its four and five-year fixed-rate savings bonds by 0.05%, making them more competitive.

That means that the four-year bond is now at 2.40% and the five-year deal is sitting at 2.45%.

If you want to open an account you’ll need a minimum deposit of £1,000.

Let's take a look at how the five-year deal compares to the competition. 

Four-year deals are less popular but Vanquis is leading the way. It has the edge over Bank of London and the Middle East because it has a more realistic minimum deposit. 

*Anticipated profit rate

Atom Bank increases rate on one-year fixed-rate bond

Atom Bank has upped the rate on its one-year fixed-rate bond, which is now 1.95%. You can put in as little as £50.

It's a cracking deal, second only to the Bank of London and the Middle East's offering, but with a much lower minimum deposit.

*Anticipated profit rate 

Cash ISA

Dudley Building Society launches five-year fixed-rate ISA

Dudley Building Society has introduced a five-year fixed-rate ISA at 2%. Savers need to put in at least £100 to open an account.

Here's how it stacks up next to its competitors.

Compare even more savings accounts and Cash ISAs