Time running out for bumper Avios offer

You can get enough Avios for a free flight to Milan if you take out a British Airways American Express credit card before 21st May.

Time is running out to take advantage of the bumper Avios bonus when you take out the British Airways American Express credit card.

At the moment, new cardholders benefit from a whopping 9,000 Avios (formerly Airmiles) when they spend £1,000 in the first three months with the card. That’s enough for a return flight to places like Milan, Prague, Berlin or Copenhagen (though you’ll pay a £35 fee on top).

However, you only have until 21st May to apply for the card if you want to benefit from this bonus Avios bonanza!

What else do you get with the British Airways American Express credit card?

There are a series of other benefits to the British Airways American Express credit card besides the welcome bonus. For each £1 you spend with the card, you get one Avios. So put all of your regular spending on the card and you’ll rack up Avios that can slash the cost of your next holiday.

Spend £20,000 or more on the card over the course of a year and you’ll get a free companion voucher, meaning a friend or loved one can join you when you cash in your Avios and only have to pay the fees, taxes and charges.

You also get automatic membership of the British Airways Executive Club, which means all sorts of member-only deals and exclusive offers.

And as the card is an American Express, you also benefit from American Express Invites, a programme which gives you access to tickets to a range of music, theatre and film events before they go on general sale.

There is no annual fee and a representative APR of 15.9%.

Compare travel insurance quotes

Who can get the British Airways American Express credit card?

American Express says that so long as the following describes you, you stand a decent chance of being accepted for the British Airways American Express credit card:

  • aged 18 or over;
  • have a current UK bank or building society account;
  • have a permanent UK home address;
  • have a household income of at least £30,000;
  • no history of bad debt;
  • if you're self-employed, you've been working for more than one year.

Compare travel insurance quotes

Travel credit cards: the best of the rest

The one problem with an American Express is that there are still some retailers that don’t accept them. But if you still want to earn Avios on your spending, then a good alternative are the Lloyds Bank Avios Rewards cards.

You actually get two credit cards – an American Express and a MasterCard. The rate of return is better on the American Express, earning 1.25 Avios for every £1 spent rather than for every £5 spent with the MasterCard. But it at least means that even if you shop somewhere that doesn’t accept American Express, you will still pick up Avios.

For the first six months you actually earn double Avios each time you spend with the American Express, while you can also enjoy 0% interest on purchases and balance transfers for 13 months (with a 3% transfer fee) and no foreign exchange fees. You can even get a flight upgrade voucher when you spend £7,000 across the year.

But there is a £24 annual fee to take into account and a representative APR of 22.7%.

If you don’t like flying with British Airways, many other airlines offer credit cards that will help you cut the cost of future flights.

For example, Virgin Atlantic has the White credit cards. The White cards (made up of an American Express and Visa) allows you to earn one Flying Club mile for every £1 you spend on the American Express and for every £2 spent on the Visa. You get 3,000 bonus miles when you make your first purchase, plus 7,000 bonus miles if you spend £1,000 in your first three months and apply for the card before 30th June.

The White cards also offer 0% interest on balance transfers for six months, with a 2% transfer fee, and come with a representative APR of 17.9%.

The Flybe credit card offers the chance to get a bonus return flight (where you only have to pay the taxes and charges) when you make a purchase with the card. It also boasts a 12-month 0% period on balance transfers (with a transfer fee of a whopping 5%). For every £250 you spend on the card, you get one Rewards4all point. Those points can then be cashed in for flights (a return UK flight costs from 16 points, while European flights cost from 24 points).

There’s no annual fee and the card comes with a representative APR of 18.9%.

Compare airline credit cards

More on travel:

The cheapest holiday resorts

Shop & Collect: the smart way to shop at airports?

What does an EHIC really cover?

Comments


Be the first to comment

Do you want to comment on this article? You need to be signed in for this feature

Copyright © lovemoney.com All rights reserved.

 

loveMONEY.com Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN): 479153.

loveMONEY.com is a company registered in England & Wales (Company Number: 7406028) with its registered address at First Floor Ridgeland House, 15 Carfax, Horsham, West Sussex, RH12 1DY, United Kingdom. loveMONEY.com Limited operates under the trading name of loveMONEY.com Financial Services Limited. We operate as a credit broker for consumer credit and do not lend directly. Our company maintains relationships with various affiliates and lenders, which we may promote within our editorial content in emails and on featured partner pages through affiliate links. Please note, that we may receive commission payments from some of the product and service providers featured on our website. In line with Consumer Duty regulations, we assess our partners to ensure they offer fair value, are transparent, and cater to the needs of all customers, including vulnerable groups. We continuously review our practices to ensure compliance with these standards. While we make every effort to ensure the accuracy and currency of our editorial content, users should independently verify information with their chosen product or service provider. This can be done by reviewing the product landing page information and the terms and conditions associated with the product. If you are uncertain whether a product is suitable, we strongly recommend seeking advice from a regulated independent financial advisor before applying for the products.